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Partner program

Send the paper. We fund it. You get paid.

Lock Box Capital partners with ISOs, brokers and referral partners who have high-risk files that need a home: stacked positions, low credit, prior defaults.

  • Up to 10 pointson eligible deals, tiered by volume
  • Same-day fundingon complete files, up to 15th position
  • Your merchants stay yourswritten non-circumvention in every agreement
Apply in 2 minutes

Get your partner agreement

No fees · No minimums · No exclusivity

How it works

Live in a day.

01

Apply

Two-minute form. Tell us who you are and what paper you work.

02

Sign

Your partner agreement lands within one business day. E-sign it in minutes.

03

Submit

Send your first file with an app and 4 months of statements. Same-day funding.

04

Get paid

Commission is paid once the merchant clears 3 payments, and again on renewals.

Who we work with

If you touch business owners, you can earn.

ISOs & brokers

Tiered points and a direct line to underwriting.

CPAs & consultants

Refer the client. We handle the rest.

Banks & lenders

A home for declines that keeps the relationship.

Funders

Deep positions and files outside your box.

Quick answers

Before you apply.

More in the partner FAQ, or see what you could earn.

What does it cost to join?
Nothing. No fees, no volume minimums and no exclusivity.
How fast can I start sending deals?
Apply here and your partner agreement arrives within one business day. Once it's signed, you can submit that same day.
When do I get paid?
By ACH once the merchant has cleared 3 payments, with a statement for every deal. Renewals pay you again.

Your first deal could fund this week.

Apply now and get your agreement within one business day.