ISOs & brokers
Full ISO agreement, direct underwriter access, tiered points.
Partner program
Built for brokers who move volume.
Competitive points, fast payouts and a desk that answers. Bring us the files other funders won’t touch, and we’ll make them worth your time.
Referral partners
CPAs, bookkeepers and consultants. Refer the client, we handle the rest.
Banks & lenders
A home for your declines. Keep the relationship and earn on the referral.
Funders & shops
Out of your box? We buy deep positions and high-risk files you can’t fund.
Commission calculator
See what your pipeline is worth.
Move the sliders to model your monthly production. Estimates only; your actual points depend on the deal and your agreement.
Tiers
Your points grow with your volume.
Up to 8pts
Getting started or sending a few files a month.
- Same-day funding
- Paid after 3 cleared payments
- Renewal commissions
- Non-circumvention agreement
Up to 9pts
Consistent producers funding a quarter-million or more monthly.
- Everything in Partner
- Dedicated underwriter
- Priority queue on stacked files
- Quarterly volume bonus
Up to 10pts
Shops and ISOs funding seven figures a month.
- Everything in Preferred
- Custom pricing grids
- Direct line to credit leadership
- Co-branded submission link
Who can partner with Lock Box Capital?
ISOs, independent brokers, and referral partners such as CPAs, bookkeepers, bankers and business consultants. Brokers sign an ISO agreement; referral-only partners can use a simpler referral agreement.
How and when are commissions paid?
Commissions are paid by ACH once the merchant has cleared 3 payments. Each payment comes with a statement showing the deal, funded amount and points.
Do you pay on renewals?
Yes. When a merchant you referred renews, you’re paid on the renewal under the same agreement, as long as your partner agreement is in good standing.
Will you contact my merchants directly?
Only to underwrite, verify and service the deal you sent. Every agreement includes non-circumvention. We don’t market to your merchants or solicit renewals around you.
What’s the minimum to submit?
A signed application and the last four months of business bank statements. Adding a list of existing positions and payoff letters speeds up the decision.
Is there a cost to join?
No. There are no fees, volume minimums or exclusivity requirements to get approved as a partner.
Get approved as a partner in 24 hours.
No fees, no minimums, no exclusivity. Just send deals.